Bagels at a Bar mitzvah Part II

[kraftykrab]

Clerical error vs Substantial Error

Not innocent and correctable, but affects substantial rights according to law.

Just remember, judges are typically going to pose the question of how the error harmed you. More often than not, unless the error is specific and there's a specific law or statute that deals with that exact situation, the court will tend to overlook such errors without you showing that the error caused legit harm...

 

[moretrouble]

Hi All,

Still here. I have a new substituted Plaintiff in my 11-1/2 year old fraudclosure:

U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS
INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE OF NEW
RESIDENTIAL MORTGAGE LOAN TRUST 2020-NPL2,

However, the AOM says US BANK TRUST. Court sees the discrepancy and points it out to Plaintiff Banksters. Haven't heard back from them since. See attached:

NPL stands for Non-Performing Loans.
Your old trust must have been called-out and terminated and now the new owner of your loan is NewRez as it as master-servicer, has the rights to pay off the remaining certificate holders and become the owner of the loans that were in the trust. Request for the transaction history and the mortgage schedule of the old trust. They probably used the same scheme "paying the loans in the old trust at paid-down balances (my case $169K), and trying to foreclose on you for market value (my case $631K).

Anybody with NewRez foreclosing on , please keep in touch.
We could start a class action on wrongful foreclosures and make its market cap at $5.9B come down close to that of Ocwen (now Onity group) at $180mill (Ocwen used to be at $6.6B). That's is my wish.

 

[cookiemom]

NPL stands for Non-Performing Loans.
Your old trust must have been called-out and terminated and now the new owner of your loan is NewRez as it as master-servicer, has the rights to pay off the remaining certificate holders and become the owner of the loans that were in the trust. Request for the transaction history and the mortgage schedule of the old trust. They probably used the same scheme "paying the loans in the old trust at paid-down balances (my case $169K), and trying to foreclose on you for market value (my case $631K).

Anybody with NewRez foreclosing on , please keep in touch.
We could start a class action on wrongful foreclosures and make its market cap at $5.9B come down close to that of Ocwen (now Onity group) at $180mill (Ocwen used to be at $6.6B). That's is my wish.

Keep me posted for sure. Mine was put on "hold" because I got a news reporter involved. Although I just recieved the standard loss mitigation packet mailed over to me.

 

[cookiemom]

Still trying to find a ruling that a bk accelerates a heloc.

Also, the way my attorney submitted my documents, it's almost as if it was approved fir the heloc to be partially unsecured. Qould the trustee require that to be revised before final discharge? I know in chapter 7 lien stripping was not allowed but that definitely ruling did not occur till 2015. My bk was in 2008