Welcome to LoanSafe.org
Since 2008, LoanSafe.org has been America’s #1 mortgage forum for homeowners to ask questions and get professional help.
Mortgage Refinance Options
Let LoanSafe’s mortgage expert, Erik Sandstrom with Prime Lending show you the best refinance options that are available to you in 2021 and going into 2022. Rates are low and it may be a good time to lower your interest rate and monthly payments.
You can also call Erik at 619-379-8999.
How to get a loan modification
A loan modification changes your current mortgage contract, such as a reduced interest rate or extended loan terms agreed upon by the lender and the homeowner. For homeowners struggling to manage or behind on their current mortgage payments, a loan modification will probably be the best option to avoid foreclosure.
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Since 2007, LoanSafe has helped tens of thousands of borrowers with their mortgage and homeowners avoid foreclosure. Join anonymously and get FREE assistance today!
Latest Mortgage News
Mortgage Rates Rise for Week Ending April 1, 2022
U.S. mortgage rates jumped again this week, according to Freddie Mac's Primary Mortgage Market Survey of April 1st. The 30-year fixed-rate mortgage rose to 3.29% from 3.21% last week and 4.07% a year ago; the 15-year fixed rate moved up to 2.61% from 2.57% and 3.26%,...
How much mortgage do I qualify for?
Figuring out how much mortgage you can afford is a process that involves several steps. Once you have gone through all of them and have thoroughly examined your financial situation, you can have a much better idea as to how big of a loan you can afford, and in turn,...
Private Mortgage Insurance (PMI): Learn the cost and how to avoid paying it
If you do not have a 20% down payment to purchase the home, you will more than likely be subject to paying private mortgage insurance (PMI), which will be figured into your monthly mortgage payment. PMI protects the lender in case you default on your loan and don’t...
Commercial Property Crash 2021-2022
In 2004, Donald Trump told CNN, “I love bad markets!” In a Trump University audiobook, he had said “I sort of hope” the real estate market crashes. “How you react to the so-called housing bubble can be a barometer of your business personality. Are you the type of...
Foreclosure Filings Increase 68 Percent Nationwide
There is a foreclosure crisis that is starting to surge across the nation. As soon as the government mortgage forbearance programs designed to help homeowners deal with the economic fallout of the Covid-19 pandemic expired, the grave reality of the current housing...
More than 1.3 million ‘zombie’ homes in the US
Property analytics firm, ATTOM recently reported more than 1.3 million ‘zombie’ homes in the US. The definition of a ‘zombie’ property is a home abandoned by homeowners who have defaulted on their mortgage due to a pending foreclosure and remains vacant, while the...
YouTubers Austin and Catherine McBroom’s Home Foreclosed
YouTubers Austin and Catherine McBroom Woodland Hills home was recently foreclosed upon by their lender, 5 Arch Funding Corporation, for failing to make payments on their $8.7 million mortgage. The celebrity influencers were served with a notice of default in May...
Rich Dad Poor Dad Author Robert Kiyosaki Predicts Major Housing Crash
The Rich Dad Poor Dad author, Robert Kiyosaki has been in the news lately for saying that a major crash is coming to the real estate market and the stock market due to the debt crisis of China’s largest property developer, the Evergrande Group. The Chinese developer...
What is a Deed in Lieu of Foreclosure?
If you are unable to pay your mortgage, refinance, or get a loan modification, you may be able to qualify for what is called a "deed in lieu of foreclosure." A deed in lieu of foreclosure (DIL) is a legal procedure in which you willingly transfer your property's title...
Flex Loan Modifications for Fannie Mae and Freddie Mac Mortgages
The CARES Act was designed to help struggling homeowners during the COVID pandemic by offering mortgage forbearance options. Millions of homeowners took advantage and didn’t have to pay their mortgage for three months or longer, depending on the lender. Now that the...
Attorney Training
Attorney Timothy McFarlin and loan modification expert, Moe Bedard are offering foreclosure defense training to law firms and private attorneys who would like to learn about this business that is starting to explode and will be a huge opportunity in the coming years.
Tools & Estimators
Get a Free Consultation
Get a free mortgage consultation with LoanSafe’s mortgage expert, Erik Sandstrom with Prime Lending to go over the best options and solutions for your particular situation. You can also call Erik direct at 619-379-8999.
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