I just logged into our account on Carrington's web site and found that we could check the status of our modification request right on their web site. This is the very first time I have looked at this site. I didn't even know that I could check the status of our mod online until now. It says file in underwriting and says it was sent to underwriting on 10/27; however, when I talked to my advocate at Carrington around the 3rd or 4th of this month, she told me that we had completed the underwriting process and that it had been sent to USDA for final approval. I took a screen shot of the "process flow" and it says "file in underwriting' and says it was sent to underwriting on 10/27, but below that is this process flow chart. Where it says file in underwriting, it has 2 arrows, one pointing to "HAMP mod approved" and then one pointing to "CMS mod approved," which I am assuming is a Carrington Mortgage Services in-house mod. Does that mean that we were approved by the underwriter for either HAMP or an in-house mod and they are just waiting for USDA to okay it? I'm just trying to understand exactly where we're at and what this little process flow chart means with the lines pointing to both HAMP mod approved and CMS mod approved! Does this appear to be a good sign???