Wells Fargo Loan Modification Process Question

  • Thread starter RealSeriousQuestion
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RealSeriousQuestion

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Every time they (WF) want additional information, they set a deadline of 30 days out. Since they can't initiate foreclosure while the modification process is underway, should I take advantage of their over-generous deadlines and try to get the mortgage well below 120 days the hard way as a backup plan while they drag this out? Make sense?

If not, why are their deadlines for simple requests set 30 days out? What is the method to their madness?

Thanks!