Thanks for the reply, it is greatly appreciated... Yeah I know what you mean, I've been reading everyone else's stories and as you said, there is NO uniform way for this to pan out.. But I truly do appreciate the response, hope everyone stays safe in this HOPEFULLY last storm...Al -
My approach to this whole thing has been simple: NO CONTACT.
Other than a half ass attempt at a settlement with the second mortgage about two years ago, I have had ZERO contact with either mortgage companies. No phone calls, no response to written letters, pretty much nothing.
Several members here have used the opposite tactic and are in constant communication with their lenders. At the time when I started this whole thing it seemed as if the different approaches all led to the same result.
We're all subjected to the lenders and states timelines really. I'm not sure anyone can be effective by trying to dictate when particular things are going to happen. If you want to tell them "I'm leaving in June" that's fine. It won't change the pace of the process any (as far as I can tell anyway).
Others might chime in with a differing opinion though.