Thanks for 2020 insight, UnderwaterBlues. Most of us were expecting that the big collapse was going to happen in 2017. Ten year cycle, but Trump came in to office and did some funny business. At the time, the stock market was suppose to be on its way down, but as soon as Trump won the election, the stock market shot up. I remember that day, because I pulled out and after that waiting for an entry point but it never came back down. It even shot up more when the BreXit happened. The rich folks in Europe needed a place for their money, and US stock was the best place.
Looking at the big picture, this is all some sort of organized crime. Wonder why there werent any migrant carvans when Trump wasn't around? Pretty simple logic, wars need guns; illegal immigrants need wall. notice which stocks(building-material, constructions...) have gone up and are going up. Why even bother build a wall, just don't offer any benefits and no one will come. Currently, there are fences and they climbed, what is going to stop them from climbing walls? There are water, they can swim. When they die it is the US fault.
For sure 2020 is a bad year for computer industries, as they can't shrink part to be smaller than an atom. The current best way they know how to get more performance and productivity from a computer is to shrink the parts. This was known for a long time, and started hitting the computer industries for the past 8years.
Bottom-line, we will not know for sure what will happen, but the coming years don't seem promising. And even if a collapse does happen, will the lenders willing to settle for less? Even if they did, would it even make sense for us to even settle? The economy maybe so bad that we can't afford to pay the 1st lender. Or may just cant afford to live anywhere. Like the great depression, just work for food, need to eat.