Greetings, I received a foreclosure initiation letter from Realtime Resolution's lawyer for a 2nd mortgage that was taken out in 2007 in Virginia. The 2nd mortgage was initially for 64k and now it is 152k. Due to hardship and lost of income, I could not pay at the time.
I attempted to do the "Strategy for Settling Your 2nd" I have seen on this forum and offered to settle for less. They wanted financials which the strategy said not to provide. I have never filed bankruptcy and my first mortgage is current.
Can they foreclose after 13 years? What should be my next course of action? Thanks for any help provided.
I attempted to do the "Strategy for Settling Your 2nd" I have seen on this forum and offered to settle for less. They wanted financials which the strategy said not to provide. I have never filed bankruptcy and my first mortgage is current.
Can they foreclose after 13 years? What should be my next course of action? Thanks for any help provided.