OK, got the records and only see 2 principal reduction payments for $750, NOT $1K. Interestingly, one shows check received $1K BUT, next line shows $750 applied???
Is this fraud or the typical service provided by OCWEN? Now I'm wondering if they kept the extra $250 and perhaps received but, never applied the other 3 $1K checks from treasury? Should I contact FannieMae?
Here's my recommendations -
Make copies of your evidence for uploading to all the sites who 'take complaints' - remember when you make complaints your written description is limited to so many characters - have a brief conscise statement ready and copy into the section, this prevents error on your part and you can review this later as sometimes the original complaint is simply ignored and a response is given on an entirely different item
Keep in mind, consumer sites (CFBC) will give your evidence directly to the party (Ocwen) who committed the 'error' for a 'correction.' Ocwen's response may include a refusal, non-response, or denial, for which you may not know you have to provide affirmative response or appeal.
Expect this from other org's when you complain. You, as a consumer, are merely documenting that someone, a business, needs investigation. Don't consider yourself reporting 'crime' unless the cops make it to your door and officially write it down. Note - cops don't care to investigate your finances unless you are over 80 and qualify for their 'elder crime' funding initiatives (sarcasm but true)
If you want to report 'fraud' versus 'error' submit this same complaint-evidence to your state's Attorney General - this doesn't always help you personally unless you are seeking justice in the form of 'stopping the practice' - enough people have to complain for it to be a 'public issue'
I would like nothing more than to see Ocwen held accountable for their off-shoring funds and ongoing thefts of anyone and everyone! Maybe it's time to renew interest in shutting them down, or at minimum, disgorgement of profits. There is a lot of funny business regarding Ocwen's modification schemes, settlements, and 'erroneous' business activities on their part.
I would think consumers and investors alike would want to unify on the 'corporate ability of Ocwen' to operate in this fraudulent manner. It's nothing short of thievery.
One person orchestrated these frauds (with help from others in a material manner). Given there is no jail time to the banker, these acts will simply continue with little fanfare. Complaints don't matter unless they are significant in size or significant in penalty. One would hope there is 'cause' for pursuit of the harassing nature involved in 'account corrections' when dealing with Ocwen. Attorneys don't really seem to care for these type of actions and ordinary people now know that 'class actions' don't lead to recovery of damages. Ocwen has ability to distance totals and can easily disregard processing and fulfillments through additional 'accounting frauds and misrepresentations' as to their liabilities in 'performing affirmatively' regarding the action 'they agreed to take' in the first place. It's a pattern worth repeating, or at least for Ocwen it is. No consequences.
This appears to be defrauding the government by defrauding the consumer (and also the 'investor' who lost their pension fund) by NOT taking action as agreed. However, they never agreed to do so 'legally' in their 'interpretation' and that has always been their defense to 'no crime here.' Apparently the government agrees with that and doesn't care to pursue the huge waste of tax-payer funds used as 'incentives' for what ultimately became a support mechanism of Ocwen's collection activities (which benefits Ocwen not the pension fund, the loans were bought back remember?) I mean, it really was such a small incentive comparatively, so what does it really matter? (yes, sarcasm)
