How do I settle or (make current) an Charged Off 2nd Mortgage with CitiMortgage

jimbojns

LoanSafe Member
May 4, 2020
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I have a 2nd mortgage with CitiMortgage that was charged off in 2011. It has been removed from my credit report, but their is still a lien on my property. I have tried EVERY phone number with CitiMortgage to talk to someone about this but every person I connect with cannot find the mortgage in their system. Does anyone know if there is any other contact info I can try?
 

Jzone

LoanSafe Member
Jun 20, 2017
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Start by finding out who holds the lien. You can usually find out for free by visiting your county register of deeds and some counties have free online search. Thats your starting point. Citi probably has sold/transferred the lien by now.
 

jimbojns

LoanSafe Member
May 4, 2020
4
0
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Thanks for the reply. The only lien info for that loan is the original and still says CitiMortgage.