How do I qualify for a CalHFA home mortgage loan?


LoanSafe Member
Jun 12, 2019
I was doing a bit of research and I read that I may qualify for a CalHFA home mortgage loan. I, however, cannot seem to find an exact list of what I need to qualify. Everyone says different things. Some say credit matters, some say it doesn’t. Some say you have to live in the state for a period of months, others say you can get one right away upon moving to the state. Does anyone have the answers for me?

Erik Sandstrom

Mortgage Expert - Call 1-619-379-8999
Staff member
Loan Safe Mortgage
Jan 14, 2011
San Diego, California
Hi cuteteacher,
I specialize and am certified by CalHFA to offer their entire program suite. I actually have a video that explains the majority of the qualification process here:

That will hopefully answer any questions you may have. There are different levels of incentive you can receive within the program and usually when you choose the max incentive you can purchase a home with less than 1% down.

I would love to go over more details, there is an additional incentive we provide to teachers as well. Here is my contact information: 619-379-8999 or [email protected]