Homeowners Legal Assistance, Arnold Gonzales - Loan Modification Scam

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Moe Bedard

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It looks like Homeowners Legal Assistance of Houston owned by Arnold Gonzales was ripping off Houston, Texas area homeowners. If you are a victim of this scam, please comment below.

"When all these complaints started coming in from everywhere, that's when they decided boom, it disappeared," said Castillo.


If losing their money and or their homes wasn't enough, some customers had bankruptcy filings they say they knew nothing about. Those filings were apparently done to stop their foreclosures.


"That's obviously fraud on the bankruptcy court and fraud on the homeowners when that was being done," said Castillo.


Court documents state one of the business' employees filed numerous bankruptcy cases for customers and in the process violated several provisions of the bankruptcy code.
"Everything fell apart and everybody started pointing fingers at each other," said Castillo.
Business owner Arnold Gonzales and hundreds of thousands of dollars are nowhere to be found, according to court testimony. The bankruptcy court tried six times to serve Gonzales with a subpoena to testify.


"We know that Arnold Gonzales disappeared and nobody seems to know where he's at," said Castillo.

I was looking for other sources on this loan modification firm on the internet and only found a couple. Apparently the advertised heavily on the TV and radio. So there internet foot print is light.


Here is an ad I found on the Back Page:


Mortgage Modification - LOCAL LEGAL ASSISTANCE AVAILABLE - Houston, TX

posted: May 1, 2010, 06:20 AM
Reply: [email protected]

SARA RODRIGUEZ
[email protected]
(832) 359-0788


On February 18, 2009, President Obama announced the Homeowner Affordability and Stability Plan to help up to 7 to 9 million families restructure or refinance their mortgage loans to avoid foreclosure. As part of this plan, the Treasury Department (Treasury) announced a national modification program aimed at helping 3 to 4 million at-risk homeowners – both those who are in default and those who are at imminent risk of default – by reducing monthly payments to sustainable levels. Treasury issued uniform guidance for loan modifications across the mortgage industry.

If you can no longer afford to make your monthly loan payments, you may qualify for a loan modification to make your monthly mortgage payment more affordable. Millions of borrowers who are current, but having difficulty making their payments and borrowers who have already missed one or more payments may be eligible.




Dear HOUSTONIANS,


We are a legal homeowners assistance group available here in HOUSTON, TX with two locations to help you with modifying your mortgage.

We have a proven track record in both mortgage modifications and foreclosures right here in our state of TEXAS!


* Who qualifies?


HOMEOWNERS - You must be living in the home

MORTGAGES - (principal, interest, taxes and insurance) that are more than 31% than your monthly income.

FORECLOSURES - Yes, if you already or have been informed by your lender of a sale date we can help

UNEMPLOYED/LAY OFFS/ILLNESS/DIVORCE - have caused you to fall behind on your payments

LOSS OF PROPERTY VALUE - you are now upside on your mortgage because your loan amount is greater than the current value of your property

MORTGAGE - did you get your mortgage before January 1, 2009



* What do you need:


2008/2009 - tax returns

last 2 pay stubs or proof of income (if you are working)

copy of your last mortgage statement

copy of property taxes

copy of homeowners insurance

copy of your last 2 months of all bank statements (it's okay if there is no activity)

business owners - copy of PROFIT AND LOSS

any and all lender notices (mail that has to do with your mortgage)



CALL FOR YOUR FREE CONSULTATION! (832) 359-0788


In Person Consultations - MON - FRI - 9AM - 6PM (832)-359-0788

Phone Consultations - MON - FRI - 8AM - 8PM (832) 359-0788


SARA RODRIGUEZ
10301 NORTHWEST FREEWAY SUITE 302
HOUSTON, TX 77092
(832) 359-0788 - BUSINESS
(832) 487-1723 - FAX


[email protected]......
SOURCES:



Unkept Promises For Homeowners Facing Foreclosure


Mortgage Modification - LOCAL LEGAL ASSISTANCE AVAILABLE - Houston, TX - houston legal services - backpage.com