I live in CA and have a trustee sale date of 12/27/10. I have been in the loan mod loop for 7 months and have 8 payments not made with Chase. Currently it is in underwriting and they say only underwriting can postpone the trustee sale. I have read that some of the houses have been sold during the loan mod process. This worries me alot and at this point I can't trust Chase and have nothing solid in writing they the sale will be postponed. So I was wondering if filing for bankruptcy will postpone my trustee sale date? Also if I file now during underwriting how will it affect my loan mod? My biggest concern is chase selling my house while im in the loan modification process. Any feedback would be helpful. Thank you and god bless.