My thinking is you try everything, more to gain than lose, you throw the kitchen sink at them. File all the complaints to CFPB (no teeth, nobody cares about consumers, consumers have no money, only investors), AG , FTC, DOJ, senators. Just need time to compose. Emphasize that fact that we all (including the judges and their children, grandchildren), as taxpayers, already have and will continue to pay for their greed by the gov. debt. Anytime there is a bailout, everybody pays for a few to benefit. The more trouble you can create for them , the less they will want to proceed. At some point, somebody will realize it will cost them more. Good luck , Isisis.