My dogs love to run along the fence line and bark at passersby saying essentially, 'keep going, keep it moving, no loitering'. Yesterday they were outside using a different bark, the one that means, 'This is for real, mom. We're not just barking in our spare time. Come on out and help us handle this'. Look out and there's this guy taping signs to my gate. When he stood back to take pictures of his accomplishment I figured he's not advertising a yard sale down the street. This could mean only one thing: a notice of sale.
I go out and reach over the gate and pull them off while he's stammering an explanation and I go, 'Yeah, I know what it is. I'll kick their butts in court'. He's very embarrassed and saying, 'I really wish you the best' and 'It's California law'. I actually felt sorry for him and just go, 'I know and I know it's just your job.'
Here we go again. I feel like Micheal Corleone, 'Just when I thought I was out, they pull me back in'.
Let me back peddle. The Banks are claiming I breached the settlement. I got a continuance from the Court to resolve things. The alleged breach which I thought was fairly minor in fact includes non payment although I've made a payment every month. For some unknown reason a check for four months over $11,000 sent overnight FedEx simply disappeared off the face of the Earth and I'm offering to replace the check and they're shining me on.
I expected the continuance meant there was some sort of obligation to work with me. But I forgot the arrogance of the non judicial bounty hunter system. It strange that I've tried every which way to do what they're doing without effort: cancel the loan contract for breach. The difference is they breached repeatedly in possible way. The various sections of the DOT prohibiting overcharging, requiring compliance with applicable law, preventing my ability to fulfill loan obligations, not providing the condition precedent that would trigger my obligation to perform, conscious and deliberate acts that frustrated my rights to benefit from the contract.
Now I need to figure out whether to enforce the settlement or file a new complaint.