Hi Hotwelder3,I just read this thread, I wish I had done so sooner. The first thing came to mind was the lady driving the Mercedes, was she a "Hot" LOL And thank you isisis I think I can use some of your ideas from this thread , if I get a chance to use them.
It may not be to late if you want to fight for your home. Check this out from just a month ago.
Sturdivant v. BAC Home Loans, LP, [Ms. 2100245, Dec. 16, 2011] ___ So. 3d ___ (Ala. Civ. App. 2011). In Sturdivant, BAC Home Loans, LP (â€œBACâ€), initiated foreclosure proceedings on the mortgage encumbering Bessie T. Sturdivantâ€™s house before the mortgage had been assigned to BAC. BAC then held a foreclosure sale at which it purchased Sturdivantâ€™shouse, and the auctioneer executed a foreclosure deed purporting to convey title to Sturdivantâ€™s house to BAC. BAC was assigned the mortgage the same day as the foreclosure sale. Thereafter, BAC brought an ejectment action against Sturdivant, claiming that it owned title to her house by virtue of the foreclosure deed. After the trial court entered a summary judgment in favor of BAC, Sturdivant appealed to the supreme court, which transferred her appeal to this court. We held that BAC lacked authority to foreclose the mortgage because it had not been assigned the mortgage before it initiated foreclosure proceedings and that, therefore, the foreclosure and the foreclosure deed were invalid. We further held that, because the foreclosure and the foreclosure deed were invalid, BAC did not acquire legal title to Sturdivantâ€™s house through the foreclosure deed and thus BAC did not own an interest in the house when it commenced its ejectment action. We further held that, because BAC did not own any interest in Sturdivantâ€™s house when it commenced its ejectment action, BAC did not have standing to bring that action and, consequently, the trial court never acquired subject-matter jurisdiction over the ejectment action. Because BAC did not have standing to bring its ejectment action and the trial court never acquired jurisdiction over the ejectment action, we held that the judgment of the trial court was void, and we vacated that judgment. Moreover, because a void judgment will not support an appeal, we dismissed the appeal.