- Mar 22, 2013
Sorry I forgot to update!
So apparently because my husband is deceased (and on the loan) and no probate was completed, they had to file judicially because they do not know who has interest in the proberty. I had an attorney look over the summons to help interpret for me.
So at the moment this is where it sits:
They are waving their right to a deficiency judgement if foreclosure isn't disputed and I wave the 9 month redemption period.
at the moment I think we are just sitting and waiting and not responding and letting them get the judgement. (As I do not want the house)
In May my lender received a Decree of Foreclosure by default. (finally!)
I never responded to the summons for the Judicial foreclosure.
I have yet received any information on a Sheriff's sale. I only received a copy of the final Decree from their Default hearing in the mail.
Has any one gone judicially on a foreclosure? I'm curious how long it will take to finally sell the thing? It's just sitting empty and I want the process over to get the darn thing done and start rebuilding my credit. Which ironically is looking way better than when I started this foreclosure but I know it'll take a hit once it's completed.