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Look at the SOL as well, it's been almost 10 years since the discharge. Michigan is the exception in SOL as most states it's 5-10 years from the acceleration date. The acceleration date is key and may have happened without notice. You may need a lawyer.

You may want to contact a lawyer to find out what your State's laws are regarding striping off the 2nd lien. Since it past the SOL there may be provisions (similar to NY) where this is possible. I get's complicated so that is why you may want someone familiar with your state's lien laws to go...