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    Loan Modification - - Minimum Income Required

    What would be the minimum income required (self-employed, have bank statements for proof of income) to possibly be granted a loan modification. (Current loan is not Freddie or Fannie, it is serviced by a Loan Servicer). Home mortgage of $485k still owed. Matures in 15 years. (I've read that...
  2. B

    Is it possible to get a Loan Mod from SPS?

    I used up my savings to keep paying my mortgage during the pandemic. I scraped and made it through 2020 and 2021. My loan servicer is SPS and I'm in CA. Has anybody here ever had any luck with SPS? The only thing they did for me was give me 3 months without payments in 2020....the missed...
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