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Yeah, definitely NOT wise to inflate!!! I wonder approximately how low income brought in from self employment would a loan service provider even consider granting a loan modification on $485,000 because if what I've been earning since the pandemic is too low for them to consider I either don't...

What would be the minimum income required (self-employed, have bank statements for proof of income) to possibly be granted a loan modification. (Current loan is not Freddie or Fannie, it is serviced by a Loan Servicer). Home mortgage of $485k still owed. Matures in 15 years. (I've read that...

Thank you Sincerely for this reply!! Oh how much I would learn if I could read 'details without names' from those SPS modifications you dealt with for friends, family and others. Did all of them actually get a modification? You say SPS is "very forgiving"...how so? I am a personal assistant...

I used up my savings to keep paying my mortgage during the pandemic. I scraped and made it through 2020 and 2021. My loan servicer is SPS and I'm in CA. Has anybody here ever had any luck with SPS? The only thing they did for me was give me 3 months without payments in 2020....the missed...