Search results

Hi Moe, I'm in the same boat kind of. My income was affected by COVID last year. I was on forbearance and that ended. I was offered a defferal plan, but heard about the new loss mitigation waterfall modification. Do you know anything about this? Thank you.

I also found this: https://www.whitehouse.gov/briefing-room/statements-releases/2021/07/23/fact-sheet-biden-administration-announces-additional-actions-to-prevent-foreclosures/ I hope this helps someone.

Thank you Survivor!

Yes, I've kept all the letters I've asked for help in a secure file and have all my proof of payments. Once again, thank you so much for your input...it is being well received. Stay safe and well my friend.

Thank you Survivor for all your helping me to survive this horrible situation that I wish on no one.

I've been making payments....late...but making them and they have been accepting them. I just put February's payment in the mail and will see what happens because they are basing this deferral balance with February's payment owed. If they take it, then I think that might be in my favor. I will...

Survivor you are so knowledgeable and I sincerely thank you so much for taking the time to respond. I've received the same exact letter in the past when I have reached out for help and was told the exact same thing that my account was ineligible. I have until August to make a decision. I am...

I wanted to give an update regarding the "legal request" I asked for. They wrote me and said Unfortunately, the account is ineligible for one or more resolution options or it is ineligible for the option you selected on the RMA. However, they have denied me assistance in the past and as I...

Thank you so much for answering. I will try that now and keep you posted.

Hello, after being impacted by covid and job loss, I was put into a forbearance plan that ended with my financial situation still being the same. I tried numerous times to see if the bank would help and kept on being denied and asking for all payments owed. I received a letter over the weekend...

Thank you for posting this. I will be following this closely.

Your're lucky, they won't even allow me to send in any documentations for loan modification consideration. The only option they are giving me is repayment plan which is twice as much as my original payment. I'm praying that something will be said to help home owners like myself stay in their...

You are very welcome!!!!!!! We are all here to help one another with all and any knowledge to help save our homes!

I found this article for anyone facing similar issues. I wanted to share to help people in the same boat as me. https://www.cnbc.com/2021/04/05/homeowners-in-covid-forbearance-could-get-foreclosure-reprieve.html

Thank you for this important information! I live in Massachusetts, what is the statutes for Massachusetts? Each time I send in a request for help after my forbearance, I'm told that my loan is not eligible based on the investors guidelines. Any help you may provide me will be greatly appreciated!

wow...thank you so much for this info...I was about to be out of $7500.00! This site is awesome!

Has anyone worked with this agency to save their home? I'm not getting anywhere with my mortgage company on getting them to at least review me for a possible modification. They just keep saying that my loan is ineligible. This company is willing to represent me with a law firm, but I have to pay...

My husband who is a school bus driver and was laid off last year because of COVID. I have reached out to SPS loan servicing numerous times to see if they could help me. I am currently one year behind on my mortgage. My husband has returned to work because because school has opened, and now SPS...

I have been impacted by the pandemic and was placed on a forbearance plan which has ended. I reached out to my mortgage servicer in hopes of receiving a loan modification.i received a letter saying SPS trial modification under the servicing agreement governing this account, the requested...

By August when the forbearance ends..I will owe 24 thousand