Search results

  1. J

    Not sure what to do

    The CPFB is completely useless. They are not the organization that they once were. We already filed a complaint with the CFPB back in early October, only for the complaint to be closed as soon as Carrington responded with their totally BS drivel and nothing ever came of it. We ended up...
  2. J

    Not sure what to do

    Oh, we have done all of that. We have filed MANY motions with extensive case law examples. We have called them out many, many times and slapped them in the face with other cases that Carrington has lost, but the just keep spewing the same garbage about how the note and all other relevant...
  3. J

    Not sure what to do

    That's exactly what they are doing. I have been fighting with these people for months and it's just not worth my sacrificing my mental and physical health over. They just keep presenting the same "proof" over and over again, which are the foreclosure documents with NO proof of standing. There...
  4. J

    Not sure what to do

    We KNOW that Carrington isn't the holder of the note and that probably IS why they can't do the modification! We don't know what to do. We DID receive a modification from Bank of America back in 2012 and, according to MERS, BOA is STILL our servicer! Carrington isn't even mentioned on MERS...
  5. J

    Not sure what to do

    We are pro se. I did try for $20k, but they outright refused. They originally offered only $5k (total insult), so that's when I said, "No way. It needs to be AT LEAST $10k. We have to pay to get into the new house, plus hire a moving company, take some time off from work to move, etc, etc."...
  6. J

    Not sure what to do

    Well, we had our second early ADR assessment phone conference today and it did not go so well. We had our first call a week ago and Carrington's attorney informed us that they would see if their client would consider reviewing us for a loan modification in exchange for us dropping the lawsuit...
  7. J

    Not sure what to do

    Well, we have an ADR (alternative dispute resolution) phone conference with a mediator on Thursday and the court is really pushing them to modify and reinstate the mortgage, at least from what I can tell from the judge's ADR order. Carrington's attorneys CANNOT STAND that the court is clearly...
  8. J

    Not sure what to do

    HOLY CRAP!!!! I just got an email from Carrington's attorney and just had a very good phone conversation with her! She is just getting up to speed on her case since our lawsuit was just brought to her attention, and she is going to either be calling me back this evening or tomorrow! We MIGHT...
  9. J

    Not sure what to do

    It's done. The house is ours. We meet with the landlord this evening to make it official and get the keys, so we will gradually start moving our belongings over there. Very excited!
  10. J

    Not sure what to do

    That's exactly what I was thinking. We NEED to be able to take a step back from this current situation and deal with this lawsuit with a CLEAR, sound mind and minimal stress, which we do not have being here!!!!! We really, really like this rental home and we are supposed to be meeting with the...
  11. J

    Not sure what to do

    Hi everyone, We have been living an absolute nightmare for the past few months. We were dual-tracked into foreclosure by Carrington Mortgage (who is a HIGHLY predatory and abusive company who took over our loan back in 2014) while we were actively engaged in HAMP negotiations with them for a...
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