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    Balloon Payment Due Years After Short Sale

    Thanks for the quick reply. Yup, it's a waiting game now. I seriously spoke to 7 different reps and they all said the same thing, 0 balance. I'm hoping all 7 of them didn't look at the same incorrect screen, haha, not funny though. They said I would have letter by November 7, so if nothing by...
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    Balloon Payment Due Years After Short Sale

    Hello All, I successfully completed a short sale back in 2014 (or so I think). Both loans were BofA and the first was eventually transferred to SLS while BofA kept the 2nd. Short sale was completed in 9/2014 but fast forward to 10/2017 and while checking my credit reports it shows I have a...
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    SLS Servicer / Wells Fargo Creditor (I think)

    Hi All, I originally posted in the Bank of America forum regarding my loan being serviced by SLS, however in reviewing previous mail correspondence from SLS I came across a letter stating my loan information and I'm a bit puzzled in determining who actually owns my loan. Here's what the letter...
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    Specialized Loan Servivicing

    Thanks for the great insight. I will review with my agent over the next few days and decide on most likely moving forward with a short sale. I originally submitted for a short sale and was immediately notified of possible modification so I opted for that instead. It's a weird scary feeling...
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    BOA transferred my loan to Specialized Loan Servicing while waiting for their modification response

    My loan is also being serviced with SLS since 12/12 and I received a trial to mod offer but the monthly payment amount is almost double my old amount. Anyone run into something similar if so can you dispute the amount and negotiate something lower. My home is 200K underwater which doesn't make...
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    Specialized Loan Servivicing

    I am currently dealing with SLS as well and have for 3 months now. I received a letter requesting the usual paperwork after BOA had them start servicing my loan. I received a trial to mod on Jan 31st with a payment date of Feb 1st, the payment however is almost double my original monthly amount...
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    SLS Servicer / Wells Fargo Creditor (I think)

    Thanks for the quick response Evan. This is an in house modification through SLS. Both B of A and SLS claim my investors don't participate in HAMP and therefore I don't qualify. Both B of A and SLS refuse to provide me with any information regarding the investor. The reason I didn't qualify...
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    SLS Servicer / Wells Fargo Creditor (I think)

    Trial to Mod Inquiry Hello All, First time poster, long time lurker (2 years to be exact). I want to apologize first and foremost as my loan was originally with B of A but is now with SLS, and my 2nd continues to be with B of A and I'm looking for suggestions and advice. Details on 1st 10...