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    Should We Refinance

    Thanks and yes I would . When's best to call you?
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    Should We Refinance

    Thanks
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    Should We Refinance

    Want to lower mortgage payment :)
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    Should We Refinance

    current interest rate is 4.25% and have about 25 years left on a 30 year mortgage. Plan on staying in the house for at least another 10 years. Heard you should redo if you plan to stay in the house long enough to recoup the closing costs. Thanks
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    Can I Get A 2nd Mortgage?

    we currently have a mortgage and live in the home. It has two mortgages as it was an 80/20 type of deal when we took it out in 2005. House is worth about $330k and we owe about that. We have never refinanced or took a loan against the house. We are current with our mortgage and always have been...
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    2 Loans

    When we took out our loan about 7 years ago we did an 80/20 and we have two loans ....essentially 2 mortgages I guess. Are there any negatives to this from a credit, future loans etc. standpoint? Thanks
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    Mortgage fraud

    What is OCC? Just called Wells Fargo and ASC and they said nothing can be done.
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    Mortgage fraud

    I meant is there something we can do to help our mortgage?
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    Mortgage fraud

    This guy was our lawyer when we bought our home about 8 years ago. Do we have any recourse that could help us? Thanks Expose Corrupt Courts: Suffolk Lawyer Is Accused of Mortgage Fraud
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    Paying a lawyer

    Thanks very much........
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    Paying a lawyer

    Does paying a lawyer to help with a modification and doing a forensic audit increase the chances of getting approved as opposed to doing it yourself? I have applied already and got rejected based on income. I am with Wells Fargo/ASC but my mortgage is backed by a private investor. We presently...
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    Can I ever get my two loans into one

    but my situation does not allow a refi, correct?
  13. H

    Can I ever get my two loans into one

    I would really like to refi but can't until Harp 3 comes out which will not prob be never. I also want to have ONE mortgage not two separate loans for one home, thanks
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    Can I ever get my two loans into one

    Our loans are serviced by ASC and WF is the bank. We got a modification about 5 years ago through NACA and now our 1st and second loans are not FAnnie or Freddie backed. Is there anyway, besides paying it off, that we can combined these two loans into one? We owe more than the value of our home...
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    Wells fargo servicer for Fannie Mae - Expenses workout sheet

    Chas how did you get the 2nd waived? I have a 2nd as well. Thanks
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    Wells Fargo Modification

    Thanks Evan. No..got denied based on DTI not high enough
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    Wells Fargo Modification

    Advice please Hello. We have a 1st &2nd mortgage with WF and serviced by ASC. They are not Fannie or Freddie backed. The 1st is about $300k and the 2nd is about $70k. The value right now is about $290-300k. We applied for a modification through ASC and were denied due to high income and not...
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    Wells Fargo Modification

    Me and my wife(she is on mortgage)..out gross pay is about $10k and out mortgage is $2800... we have a lot of debt/bills
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    Wells Fargo Modification

    Thanks Evan. No my payment is not. There are two diff. types of mods? Would I got to ASC or WF for the mod? I went through ASC for the first. i really apprecite the advice? There are no other programs that we could qualify for? THey say our payment is affordable.
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    Wells Fargo Modification

    My Situation Hello All, Here is me and my my wifes situation. We purchased our home back in 2005. Our 1st &2nd mortgage is with Wells Fargo, serviced by ASC but not back by Fannie Mae or Freddie Mac, it has a private investor. We applied for a modification with ASC and were denied because of...