Search results

  1. J

    Not sure what to do

    Hi everyone, We have been living an absolute nightmare for the past few months. We were dual-tracked into foreclosure by Carrington Mortgage (who is a HIGHLY predatory and abusive company who took over our loan back in 2014) while we were actively engaged in HAMP negotiations with them for a...
  2. J

    Question regarding quitclaim assignment

    We are currently in a huge battle against our mortgage servicer, Carrington Mortgage, who, unbeknownst to us, dual tracked us into foreclosure behind our backs right while we were in the midst of being reviewed for a loan modification (that's an entirely separate issue from my current question)...
  3. J

    House foreclosed on and sold without us knowing!!!

    Hi everyone, I wasn't sure which category to post this under. A very unfortunate, upsetting, and beyond frustrating set of circumstances bring me here today. We bought our home in the spring of 2008. Our mortgage loan was a USDA loan that was originated by Taylor, Bean, and Whitaker. As many...
  4. J

    Illegal Practices By Ceo Of Carrington Mortgage

    Hi everyone, I have no idea if I am posting this in the correct place. I have a very, very unique situation that doesn't really even have to do with my mortgage, but rather my mortgage company directly. This may be a bit long, which I apologize in advance for, but here is the very strange...
  5. J

    Strange Phone Call From Carrington...

    Hi all, Some of you may be familiar with our story, which FINALLY came to an end in early January after many months of hard work and fighting back on my part. Anyway, in January, we were finally approved for a special forbearance and a 12-month repayment plan, which we immediately accepted and...
  6. J

    Finally Got An Answer!!!

    It looks like our many months of waiting for an answer have finally come to an end. Last week, I decided to try emailing USDA directly to see if they could tell me the status of our account and this morning I had a reply from them that stated: "My system shows that a special forbearance plan...
  7. J

    Update On My Modification Journey

    I just thought I'd post a bit of an update on our journey trying to obtain a modification with Carrington. It has now been almost 2 months since Carrington informed me that our application had completed underwriting and had been sent to USDA for final approval. I have not heard one single peep...
  8. J

    What Does This Mean?

    I just logged into our account on Carrington's web site and found that we could check the status of our modification request right on their web site. This is the very first time I have looked at this site. I didn't even know that I could check the status of our mod online until now. It says...
  9. J

    What To Expect Next.....

    Well, I spoke with our customer advocate at Carrington last week and she informed me that our file had completed the underwriting process and had been sent off to the investor (USDA) for their stamp of approval, so that's all we're waiting on at this point. She told me basically what that means...
  10. J

    Usda Mortgage Recovery Advance?

    Hello, I know I've been very active on this forum over the past few weeks as we are going through the process of trying to get some sort of mortgage assistance from when we fell behind on our mortgage payments due to my husband being injured and out of work for several months this year as well...
  11. J

    Has Anyone Ever Gotten A Second Modification On A Usda Guaranteed Loan?

    We are currently in the process of trying to get a second modification on our loan and it's getting pretty stressful. We received a modification 2 years ago in the fall of 2012, which reduced our interest rate from 6.5% to 3.75% and lowered our payments by almost $200 a month. Unfortunately...
  12. J

    Question

    Hi again, This forum has been very helpful as we are starting the process to try and get mortgage assistance through our new mortgage company, Carrington Mortgage. I was just thinking and something occurred to me. Back in July, Bank of America denied our request for mortgage assistance (after...
  13. J

    Does This Hardship Letter Seem Adequate?

    I'm in the process of submitting our request for mortgage assistance to Carrington Mortgage. I just wrote a letter of hardship and I wanted to make sure that this is what they'll be looking for before I fax it off to them. I did one of these over 2 years ago when we got our first modification...
  14. J

    Issues With Carrington Mortgage

    Hi everyone, So here is our situation. Last spring, my husband and I suffered some temporary financial hardship when my husband got injured and it caused him to be out of work for about 4 months. At that time, I also was not making nearly as much money as I am now. Fortunately, that has all...
  15. J

    Update On Loan Being Transferred To Carrington While Trying To Get Assistance

    Hi everyone, I had posted another thread on here a few weeks ago about how we were in the middle of trying to get either a second modification or formal repayment plan from when we had fallen behind on our mortgage payments this spring due to my husband being temporarily out of work due to an...
  16. J

    Loan Being Transferred To Another Servicer While In The Middle Of Trying To Get Assistance - Help!

    Hi everyone, I have another thread that I posted on here a few weeks ago, but I thought I'd start a new one for this since this is about something completely new that has just occurred. To recap, this past spring, my husband and I had some difficult times financially due to me taking a pretty...
  17. J

    Getting A Second Modification With Boa

    Hi everyone, I'm new here and was hoping to get some support/advice to help put my mind at ease! We have our home mortgage through Bank of America. Back in 2012, we heard about mortgage modifications for the first time, so I called BOA to find out if we would be eligible. We were very...