Search results

  1. J

    Not sure what to do

    The CPFB is completely useless. They are not the organization that they once were. We already filed a complaint with the CFPB back in early October, only for the complaint to be closed as soon as Carrington responded with their totally BS drivel and nothing ever came of it. We ended up...
  2. J

    Not sure what to do

    Oh, we have done all of that. We have filed MANY motions with extensive case law examples. We have called them out many, many times and slapped them in the face with other cases that Carrington has lost, but the just keep spewing the same garbage about how the note and all other relevant...
  3. J

    Not sure what to do

    That's exactly what they are doing. I have been fighting with these people for months and it's just not worth my sacrificing my mental and physical health over. They just keep presenting the same "proof" over and over again, which are the foreclosure documents with NO proof of standing. There...
  4. J

    Not sure what to do

    We KNOW that Carrington isn't the holder of the note and that probably IS why they can't do the modification! We don't know what to do. We DID receive a modification from Bank of America back in 2012 and, according to MERS, BOA is STILL our servicer! Carrington isn't even mentioned on MERS...
  5. J

    Not sure what to do

    We are pro se. I did try for $20k, but they outright refused. They originally offered only $5k (total insult), so that's when I said, "No way. It needs to be AT LEAST $10k. We have to pay to get into the new house, plus hire a moving company, take some time off from work to move, etc, etc."...
  6. J

    Not sure what to do

    Well, we had our second early ADR assessment phone conference today and it did not go so well. We had our first call a week ago and Carrington's attorney informed us that they would see if their client would consider reviewing us for a loan modification in exchange for us dropping the lawsuit...
  7. J

    Not sure what to do

    Well, we have an ADR (alternative dispute resolution) phone conference with a mediator on Thursday and the court is really pushing them to modify and reinstate the mortgage, at least from what I can tell from the judge's ADR order. Carrington's attorneys CANNOT STAND that the court is clearly...
  8. J

    Not sure what to do

    HOLY CRAP!!!! I just got an email from Carrington's attorney and just had a very good phone conversation with her! She is just getting up to speed on her case since our lawsuit was just brought to her attention, and she is going to either be calling me back this evening or tomorrow! We MIGHT...
  9. J

    Not sure what to do

    It's done. The house is ours. We meet with the landlord this evening to make it official and get the keys, so we will gradually start moving our belongings over there. Very excited!
  10. J

    Not sure what to do

    That's exactly what I was thinking. We NEED to be able to take a step back from this current situation and deal with this lawsuit with a CLEAR, sound mind and minimal stress, which we do not have being here!!!!! We really, really like this rental home and we are supposed to be meeting with the...
  11. J

    Not sure what to do

    Hi everyone, We have been living an absolute nightmare for the past few months. We were dual-tracked into foreclosure by Carrington Mortgage (who is a HIGHLY predatory and abusive company who took over our loan back in 2014) while we were actively engaged in HAMP negotiations with them for a...
  12. J

    House foreclosed on and sold without us knowing!!!

    It's been a while, so I wanted to post a quick update. We just filed what we feel is a VERY powerful and compelling 30-page rule 60 motion with the court to have the judgment nullified as it was fraudulent. Included in this motion are many examples of recent lawsuits against Carrington for...
  13. J

    Question regarding quitclaim assignment

    Actually, Carrington didn't even come into our picture until 2014. TB&W transferred all of their mortgages to Bank of America (ours included) in 2009 when they were shut down and then BOA sent our mortgage to Carrington in 2014. We now have an attorney and have just filed a rule 60 motion...
  14. J

    Question regarding quitclaim assignment

    We are currently in a huge battle against our mortgage servicer, Carrington Mortgage, who, unbeknownst to us, dual tracked us into foreclosure behind our backs right while we were in the midst of being reviewed for a loan modification (that's an entirely separate issue from my current question)...
  15. J

    House foreclosed on and sold without us knowing!!!

    Ugh. I am so sorry. Believe me, I know exactly what you are going through! We currently are working with a nationally known attorney who also produces movies on foreclosure fraud, which we are quickly finding that we are the victims of! He was previously an assistant attorney general as well...
  16. J

    House foreclosed on and sold without us knowing!!!

    The not knowing is making me literally sick to my stomach and causing us a HUGE amount of stress, which is the very last thing we need. The chief investigator with the state did tell me that Carrington has been very responsive and cooperative with complaints/investigations in the past and that...
  17. J

    House foreclosed on and sold without us knowing!!!

    Just thought I'd post a slight update. The state officially opened an investigation on Carrington last week and they did receive confirmation back from Carrington that they received notice of the investigation and they have been ordered to provide all kinds of documentation to the state so that...
  18. J

    House foreclosed on and sold without us knowing!!!

    The investigator emailed me this afternoon and said that he reviewed all of the documentation that I sent him, including a copy of our original mortgage with all of the papers that I signed at the closing of our house way back in 2008, and he has officially sent the complaint off to Carrington...
  19. J

    House foreclosed on and sold without us knowing!!!

    I just talked to the head investigator with the State of Maine Bureau of Consumer Credit Protection and he said that they CAN and WILL help! He reassured me several times that we are now in the right hands and that they deal with these situations ALL the time. He said that it absolutely does...