heres my story ;
1st-Citi-$417K- 7 year int. only option arm 4.5% adjusts 4/2012, Int only until 4/2015
2nd-HSBC HELOC $241K- 3.5% int only 10 years, adjusts monthly based on fed funs rate.
currently in Ch-7 BK, will discharge in 60 days. Plan is to stop paying HELOC and try to settle to...