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    How long between first missed payment and foreclosure?

    State: Washington Bank: Cenlar took over from TBW (A Freddie Mac loan) Month of first missed payment: November 20104. Notice of Default: March 5th and June 8th 2011 Notice of trustee sale August 30th 2011 Trustee sale Date Dec 2nd 2011 December 4th 2011 Note on Door Cash 4 Keys offer 3K to move...
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    Broom clean and fixtures

    Basically I wasted time cleaning. I mean I had that place sparkling but the guy that came to do the inspection took about 30 seconds 1bed/1bath condo and his main focus was to make sure all the "stuff" was gone looking in the closest. I can totally say this now that my process is complete but I...
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    Skipping out in Seattle

    It is a relief KentWalk Just to hit bottom and now I have no where to go but up! My auction was on Dec 2nd. On Monday Dec 5th I had the notice taped to the door. Dec 6th I had a notice to call homesteps (freddie mac) about C4K and/or renting. I know it all depends but I was given 30 days to...
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    Skipping out in Seattle

    I would say that a year is the timeline in WA for most people I know/read about in WA state that do nothing to proling the timeline. My first missed payment was Nov 1, 2010 and auction was Dec 2, 2011 So a little over a year. I did nothing to prevent the forclosure My servicer was Cenlar and...
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    Broom clean and fixtures

    I have my walk thru on Tuesday with the bank I have to fixture that do not have cover you look up and see the lighbulb. I accidently dropped them when changing out the lightbulb. Is this something I should run to Home Depot and replace or will they care. I know it kind of specific question. but...
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    Walking In Washington N. Seattle

    Hi Gigharbor, I would say from start to finish the earliest you can be foreclosed upon in WA state is 7 month if you look at the process and the milestones and that is IF there are no delays I am just finishing up my walk it was a year and one month exactly. I did nothing to delay.A lot does...
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    Is this it. In WA

    Came home tonight with the notice to call homesteps for infor about Cash 4 keys or renting. I called was very surprised. The cash for keys was 3K if I moved out in 30 days. Which is the plan to be out by the 21st of this month. or 2K if I am out in 60 days. The person I talked to indicated...
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    Is this it. In WA

    Thanks. Jeffery My loan was Freddie Mac serviced by Cenlar and it was a Notice of foreclosure sale that was on my door The wording just said sale foreclosed the deed of trust dated xxxxxx I am typing on new IPad not the greatest I will see what is on my door the next couple of days So close...
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    Is this it. In WA

    My sale date was 12/2. I came home today and there was a notification that the sale foreclosed the deed of trust this was posted on my front door Is this it? I thought I would have a notice from a realtor? Or something that says you have x amount of days to move out.
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    How long between first missed payment and foreclosure?

    Yes according to the trustee site the property reverted to lender on Sat in mail I had the customary paper trail of notification 7 times that the property was sold at auction I am waiting to see if there is a cash 4 keys offer in the next week
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    How long between first missed payment and foreclosure?

    State WA Serviced by cenlar /freddieMac first missed payment Nov 2010 Auction Dec 2 2011 No mod no returned phone calls nothing Condo sold fo 1/3 of the price I bought it at
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    WHen will I actually see the forclosure on my credit

    Hi Cat, Thanks for the 411 I guess I am confused and maybe my question should be what does BANK ADJUSTMENT / DEED IN LIEU / BANK LIQUIDATION on my credit report mean? I did research on the web and this look like they are reporting a deed in lieu not a forclosure This confusing to me. I...
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    WHen will I actually see the forclosure on my credit

    CENTRAL LOAN ADMIN & REPORTING Account Status: BANK ADJUSTMENT / DEED IN LIEU / BANK LIQUIDATION Status Date: 11/07/2011 Balance Amount: Has appeared on my credit for experian only the other two do not have anything listed my auction date is Dec 2nd (although I don't have...
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    Minimum Bid from Bank timeline

    My Auction Date is Dec 2 in WA State. When will the bank make a minimum bid on my property Right now the trustee site said that it waiting on a bid. I was hopeing this would be over by end of year
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    Starting my walk in Washington State

    How soon after the foreclosure did youn get the offer? How soon did they want u to move out? thanks 4 the info
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    Auction Date and Utilities turn off

    I have an auction date in end of November. My question is should I arrange for the utilities (publice service, water and sewer and trash) to be turned off or just leave them on and once the bank takes the condo it is there problem. I just don't want any hassle of the who owes what when? What...
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    Starting my walk in Washington State

    I posted this in the main forum on how long since first missed payment but since wanted to update here as well. Seem to be a lot more WA state posters on this board lately. 1. State: Washington 2. Bank: Cenlar (A Freddie Mac loan) 3. Month of first missed payment: November 2010 4. Notice of...
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    How long between first missed payment and foreclosure?

    1. State: Washington 2. Bank: Cenlar (A Freddie Mac loan) 3. Month of first missed payment: November 2010 4. Notice of Default: March 5th and June 8th 2011 5. notice of trustee sale August 30th 2011 6. trustee sale Date Dec 2nd 2011 I was served notice of default twice not sure why. I have...
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    How long between first missed payment and foreclosure?

    WOW that very very quick less then a year Consider yourself lucky. Most people are waiting much longer Who is you lender?
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    Forclosure proceedings initiated

    Nw trustee. KriptikI hAve the same company. When u called did you just ask for someone to call u back and update u? what info did you give them and were they nice about talking with you? This won't slow down the process? I am just sitting here waiting for my NOTS As well