Recent content by sweetpea33

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    How long between first missed payment and foreclosure?

    State: Washington Bank: Cenlar took over from TBW (A Freddie Mac loan) Month of first missed payment: November 20104. Notice of Default: March 5th and June 8th 2011 Notice of trustee sale August 30th 2011 Trustee sale Date Dec 2nd 2011 December 4th 2011 Note on Door Cash 4 Keys offer 3K to move...
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    Broom clean and fixtures

    Basically I wasted time cleaning. I mean I had that place sparkling but the guy that came to do the inspection took about 30 seconds 1bed/1bath condo and his main focus was to make sure all the "stuff" was gone looking in the closest. I can totally say this now that my process is complete but I...
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    Skipping out in Seattle

    It is a relief KentWalk Just to hit bottom and now I have no where to go but up! My auction was on Dec 2nd. On Monday Dec 5th I had the notice taped to the door. Dec 6th I had a notice to call homesteps (freddie mac) about C4K and/or renting. I know it all depends but I was given 30 days to...
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    Skipping out in Seattle

    I would say that a year is the timeline in WA for most people I know/read about in WA state that do nothing to proling the timeline. My first missed payment was Nov 1, 2010 and auction was Dec 2, 2011 So a little over a year. I did nothing to prevent the forclosure My servicer was Cenlar and...
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    Broom clean and fixtures

    I have my walk thru on Tuesday with the bank I have to fixture that do not have cover you look up and see the lighbulb. I accidently dropped them when changing out the lightbulb. Is this something I should run to Home Depot and replace or will they care. I know it kind of specific question. but...
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    Walking In Washington N. Seattle

    Hi Gigharbor, I would say from start to finish the earliest you can be foreclosed upon in WA state is 7 month if you look at the process and the milestones and that is IF there are no delays I am just finishing up my walk it was a year and one month exactly. I did nothing to delay.A lot does...
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    Is this it. In WA

    Came home tonight with the notice to call homesteps for infor about Cash 4 keys or renting. I called was very surprised. The cash for keys was 3K if I moved out in 30 days. Which is the plan to be out by the 21st of this month. or 2K if I am out in 60 days. The person I talked to indicated...
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    Is this it. In WA

    Thanks. Jeffery My loan was Freddie Mac serviced by Cenlar and it was a Notice of foreclosure sale that was on my door The wording just said sale foreclosed the deed of trust dated xxxxxx I am typing on new IPad not the greatest I will see what is on my door the next couple of days So close...
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    Is this it. In WA

    My sale date was 12/2. I came home today and there was a notification that the sale foreclosed the deed of trust this was posted on my front door Is this it? I thought I would have a notice from a realtor? Or something that says you have x amount of days to move out.
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    How long between first missed payment and foreclosure?

    Yes according to the trustee site the property reverted to lender on Sat in mail I had the customary paper trail of notification 7 times that the property was sold at auction I am waiting to see if there is a cash 4 keys offer in the next week
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    How long between first missed payment and foreclosure?

    State WA Serviced by cenlar /freddieMac first missed payment Nov 2010 Auction Dec 2 2011 No mod no returned phone calls nothing Condo sold fo 1/3 of the price I bought it at
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    WHen will I actually see the forclosure on my credit

    Hi Cat, Thanks for the 411 I guess I am confused and maybe my question should be what does BANK ADJUSTMENT / DEED IN LIEU / BANK LIQUIDATION on my credit report mean? I did research on the web and this look like they are reporting a deed in lieu not a forclosure This confusing to me. I...
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    WHen will I actually see the forclosure on my credit

    CENTRAL LOAN ADMIN & REPORTING Account Status: BANK ADJUSTMENT / DEED IN LIEU / BANK LIQUIDATION Status Date: 11/07/2011 Balance Amount: Has appeared on my credit for experian only the other two do not have anything listed my auction date is Dec 2nd (although I don't have...
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    Minimum Bid from Bank timeline

    My Auction Date is Dec 2 in WA State. When will the bank make a minimum bid on my property Right now the trustee site said that it waiting on a bid. I was hopeing this would be over by end of year
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    Starting my walk in Washington State

    How soon after the foreclosure did youn get the offer? How soon did they want u to move out? thanks 4 the info