Recent content by mickandvick

  1. M

    Veripro Solutions

    Hi Tina, My 2nd was sold twice. First to SLS who we had made an offer of 3% for settlement but they requested financials. My home was way underwater and I did as Tom stated and refused to send financials. They would call and I would not answer for several months. The statute of limitations for...
  2. M

    Veripro Solutions

    Hi Mo. Thank You, Thank You, Thank You!!!! The letter was legit and I received my reconveyance. 2nd mortgage completely extinguished! Thanks to Tom whose strategy for settling 2nd I followed diligently. Your advice Mr. Bedard, was great! Loan Safe members were also very informative and I greatly...
  3. M

    Veripro Solutions

    Hi David, Sorry I dint get back to you. Some reason I didn't receive your request. I had absolutely no contact before the Express Mail. Hope everything works out for you.
  4. M

    Veripro Solutions

    Dear Moe, Could you tell me if you have heard of Veripro doing this and if you think it is LEGIT? Does this mean that my 2nd is fully extiquished and I will not have a loan with the government. Should I receive a full reconveyance within 90 days on this loan? I am so happy if this is true! I...
  5. M

    Veripro Solutions

    Hi Mo, Received a letter today from Veripro Solutions for my 2nd mortgage. Originally the loan was with Greentree, then PNC who charged it off after I stopped paying. PNC sold it to SLS. Could not get a settlement with SLS since I would not disclose financials. It now appears that it has now...
  6. M

    Sls Second Loan

    SLS continually calls but refuses to offer any settlement without financials which I am unwilling to submit. Do you think they will eventually make me a settlement offer without the financials?
  7. M

    Sls Second Loan

    It is my understanding that the SOL is 4 years after which they can't take legal action to collect such as wage garnishments or continually call you to collect. The debt doesn't go away but with my house being so upside down would never forclose. Am I incorrect with the SOL information?
  8. M

    Sls Second Loan

    David, I also live in CA and have a second mortgage with SLS. The loan I have with them is 150k and is completely underwater. They have called numerous times since 2012 and I have followed the strategy on this site for settling second. The individual I have talked to is requesting financials...
  9. M

    Specialized Loan Servicing (

    Mr. Bedard. I have a follow up question. Wouldn't my house need to appraise for the minimum of $850k before SLS would forclose or would they forclose if the house appraised a single $ more than the 1st mortgage amount of 700k? I believe that my home with both the 1st and 2nd is still underwater...
  10. M

    Specialized Loan Servicing (

    Mr. Bedard, I am also dealing with SLS with my second mortgage and have been using the strategy for settling that Tom posted sometime ago. I have not paid on the 2nd which was originally with PNC since Jan 2013. The statute of limitations for them I believe is 12/2016. We have verbally made...
  11. M

    Citi...stopped Paying 2nd...need Advice!

    No I didn't have any problem with the first or second when I received the in house mod from BofA. I live in CA and there was no problem getting the mod once my husbands employment ended and income was cut 50%.
  12. M

    Trying to Settle 2nd with SLS

    They also give me the moral obligation garbage also. I said what about your moral obligation when you overinflated the appraisal to give us the loan. Made us believe our home was worth far more than is actually was. Countrywide who was my first and PNC would not allow for an outside appraisal...
  13. M

    Trying to Settle 2nd with SLS

    Hi Rillion, I also was offered a settlement without financials about 2 years ago. It was for 50% but I could not come up with the $75,000 they were requesting plus at the time my home was on the brink of foreclosure. We finally received a garbage mod from B of A that at least let me stay in the...
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    Trying to Settle 2nd with SLS

    Hi Moe, I was wondering if you could please give me some advice. I am about 150k -200k underwater on my first mortgage and owe 150k on my second that was with PNC. I made my last payment to PNC in December 2012. (almost 4 years ago) The second was charged off and is now with Specialized Loan...